Merchant Cash Advance | Payments Shop

Why Choose Payments Shop MCA?

Speed: Approvals in hours; funding in 1–2 business days.
Flexible Repayment: Daily or weekly ACH based on a percentage of sales—pay more on busy days, less on slow ones.
No Hard Collateral: Approval focuses on revenue flows, not real estate.
Use Funds Your Way: Inventory, equipment, payroll, marketing—your call.
Grow With Us: Renewal options as you pay down the balance.

Typical Terms

Funding Amounts: $10,000 – $500,000+
Remittance: Daily or weekly ACH / Split-funding from card batches
Factor Rates: Based on revenue stability & risk profile
Early Payoff Discounts: Available on many approvals
No Personal Real-Estate Collateral Required

What You’ll Need

Last 3 months of business bank statements
Last 3 months of credit card processing statements.
Driver’s license and voided business check

Email to: MCA@PaymentsShop.com

Payments Shop MCA Application

Payments Shop MCA Application